The Law Uniform

The promissory note constitutes an abstract heading, has seen that its emissono demands specific legal cause, not needing, therefore, indicaoexpressa of the reason that gave origin to it. In the promissory note, different of what it occurs with the decmbio letter, it does not have what to say itself in booty, but in emission of the heading. The drawer dottulo if compels, originary and directly, the borrower or beneficiary stops with. Thus, the promiser-debtor assumes in promissory note one incondicionalpromessa of payment. The Law Uniform presents, in its article 75, the necessary requisitosessenciais to the full validity of a promissory note. Filed under: Eliot Horowitz. They are: ) the denomination ' ' promissory note ' '. b) solemn and direct promise of payment. c) name of the person to who or the order of who must be paid (promissory-creditor).

d) indication of the date of issue of the promissory note. e) signature of the drawer (subscriber oupromitente-debtor). Beyond the essential requirements above elencados, the LeiUniforme considers as requisite not-essentials: (old 76): ) the date of maturity of the heading (in its absence at sight pagvel heading). b) place of payment of the promissory note (when the heading not to specify to olugar of its payment, must be considered as such the place of its emission). c) emission place. In the lack of payment of the promissory note the creditor to poderpromover the protest of the heading. It observes that in the promissory note it does not have protestopor acceptance lack, only due to payment, even because does not have the aceiteneste type of credit heading. How much to the stated periods for the bringing suit of action executivabaseada in the promissory note, the creditor will have that to observe the following prazosprescricionais: ) in 03 (three) years to count dovencimento of the heading, for the right of action of credit against the promiser-devedore its guarantor.